New to points? You're exactly who this is for.
You're probably leaving free travel on the table.
Most people with one or two rewards credit cards miss hundreds of dollars in trips every year. Answer a few quick questions — no account, nothing stored — and get a simple plan in plain English: which card to use where, and whether the ones in your wallet are still pulling their weight.
Free. No account. Nothing stored. Educational planning, not financial advice.
People with one airline card leave an estimated $400 – $900 a year in travel value on the table.
Source: MyPointsPartner internal estimates, conservative valuations
See what you'd actually get.
No mystery, no signup wall. Here's a realistic example of the plan the quiz produces in about a minute.
Example plan — this is what you get
SampleYou're leaving about $640/year on the table.
Based on one airline card, ~$2,500/month in spend, and a Caribbean trip in mind.
First card to consider
Chase Sapphire Preferred
One flexible-points card covers flights on multiple airlines and unlocks Hyatt — a much better fit for "wherever's cheapest" than a second Delta card.
Three ways in. Pick the one that sounds like you.
Just starting
Take the 60-second quiz.
You have one or two cards and a vague sense you're missing something. Six plain questions, ranges only — no dollar inputs, no balances to look up. You'll get a one-card recommendation and a 'keep / replace / add' verdict in plain English.
Power user
Run the full strategist.
You already know your balances, your spend, and what's in your wallet. Tell us the details and we'll build a multi-month application plan with welcome-bonus math, transfer partners, and timing.
Trip in mind
Plan a specific trip.
Already know where you want to go? Tell us the destination, dates, and travelers, and we'll reverse-engineer the points, cards, and timing needed to cover the flights and the stay.
Nothing stored
Every plan is generated fresh and discarded. We never save your details.
Independent
Not affiliated with any card issuer or loyalty program.
Honestly valued
Conservative, real-world point values. We won't inflate the math to sell you a card.
Educational
Planning guidance, not financial advice.
What a point is roughly worth.
Honest, conservative averages for planning — airlines, hotels, and flexible bank points, side by side. Real-world value shifts daily, so we err on the low side.
See the redemption rates →Frequently asked
- Do I need to be a points expert?
- No. The quiz is built for beginners — ranges, multiple choice, no jargon. If you already know your stuff, the full strategist gets into the details.
- Do you store my information?
- No. Each plan is generated fresh from what you enter and is not saved. There is no account to create.
- Is this financial advice?
- No. We provide educational travel-planning guidance. We are not financial advisors, and a points strategy is not a substitute for managing your credit responsibly.
- How do you make money?
- Right now, we don't. MyPointsPartner is free and is not paid by any card issuer or loyalty program. If that ever changes, we will disclose it clearly and it will never change the advice we give.
- Are you affiliated with Chase, Amex, or any hotel program?
- No. We are independent and not affiliated with any issuer or program. Card and program names are used for identification only.
Find out what you're missing.
About a minute. No account. No obligation to open anything.