Redemption rates
What a point is roughly worth.
Honest, conservative averages for planning, reviewed June 2026. Real-world value shifts daily with dynamic pricing, seasonality, and award availability. We deliberately err low so your plan holds up when you go to book.
Chase Ultimate Rewards
Hyatt & Air Canada transfers shine
typical · peak
1.25¢ / 2.0–2.5¢
Amex Membership Rewards
ANA, Air France, ALL Accor
typical · peak
1.0¢ / 1.8–2.2¢
Capital One Venture Miles
Strong via Turkish, Avianca
typical · peak
1.0¢ / 1.7–2.0¢
Citi ThankYou
Choice transfers for off-peak luxe
typical · peak
1.0¢ / 1.7–2.0¢
Marriott Bonvoy
Off-peak 7-night Cat 4–6 is king
typical · peak
0.6¢ / 0.8–1.0¢
World of Hyatt
Best-in-class hotel currency
typical · peak
1.7¢ / 2.3–3.0¢
Hilton Honors
5th-night-free, dynamic pricing
typical · peak
0.4¢ / 0.5–0.7¢
Delta SkyMiles
Few sweet spots, watch flash sales
typical · peak
1.1¢ / 1.4–1.6¢
United MileagePlus
Excursionist Perk on multi-stops
typical · peak
1.2¢ / 1.6–2.0¢
Air France Flying Blue
Monthly Promo Rewards
typical · peak
1.1¢ / 1.6–2.2¢
Timing intelligence
When points pay you back the most
How to read it. Each row is a frequent-flyer or hotel program. Each square is a month of the year (J–D). Darker green means your points typically stretch further that month — think off-peak fares, shoulder-season hotel rates, and better award availability.
How to use it. Pick a darker month for the program you're earning in, and you'll generally need fewer points for the same trip. Pale squares are peak travel windows (holidays, school breaks, summer) when awards cost more and seats are scarce.
| Program | J | F | M | A | M | J | J | A | S | O | N | D | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| United MileagePlus airline | Excursionist on multi-stops | ||||||||||||
| Delta SkyMiles airline | Flash sales, watch Tue/Wed | ||||||||||||
| American AAdvantage airline | Web specials, partner awards | ||||||||||||
| Air France Flying Blue airline | Monthly Promo Rewards | ||||||||||||
| ANA Mileage Club airline | Low-season J/F to Japan | ||||||||||||
| World of Hyatt hotel | Cat 1–4 sweet spots year-round | ||||||||||||
| Marriott Bonvoy hotel | Off-peak + 5th night free | ||||||||||||
| Hilton Honors hotel | Premier Inn / Conrad shoulder | ||||||||||||
| IHG One Rewards hotel | PointBreaks-style flash deals |
Reference grid only. Color reflects typical seasonal value and award availability — always verify live pricing and availability before booking.
How we value points
We use typical, realistic redemption values rather than best-case peak ones, because a plan built on the best case fails the moment award space is not available. See how we build every plan.